The joys of PCH

My Smart ForFour Passion diesel returns to Mercedes Benz at the end of next month as my PCH (personal contract hire) agreement comes to an end. I can’t believe that 2 years have passed so quickly.

This has been my first experience of driving a car that I haven’t owned outright – and in this case, not at all. It has been a pretty good experience all round; so much so that I now have to consider what to replace it with.

Choices, choices. As I only do around 8,500 miles a year made up of 1 long trip each month and a few short drives to the train station and back, do I go for the dirt cheap run-around option and pay about £125 per month, or have some fun with a small convertible at around £100 per month more?

Ah the joys of PCH!